Permanent health insurance is sometimes known as permanent disability insurance, income protection or income replacement.
It is a health insurance policy designed to provide an income when the policyholder is unable to work due to ill health or accident.
The benefit is payable until recovery or until a chosen date which ever is earlier. It is subject to a deferred period which should take account of any benefits provided by the employer.
The benefit from a permanent health insurance policy is paid tax-free.
Independent Mortgage Network, a trading name of H L Partnership Limited, is a nationwide network of specialist insurance brokers that deal with all types of permanent health and disibility insurances and have access to the majority of UK insurance companies.
We are not tied to any one insurer so are able to arrange cost effective protection for you without compromising quality.
We can arrange the very best deals through our direct contacts with the biggest and best known insurance companies such as: Bright Grey, Bupa, Liverpool Victoria (LV=) and Scottish Provident.
These are just a small selection of the companies that will actually compete for your personal business. Use the menu option to answer a few simple questions and obtain a free quotation.